Special edition · SPECIAL

Rebuilding after debt

An invitation from a senior colleague, stress at work, a thin wallet before payday. Something you started on a whim pulls you in. You borrow to win back your losses, hide it, and fall behind. Even so, debts can be resolved once you ask for help, and with treatment and the support of others you can stay stopped. If you gamble again one day, you can start over from there. The pixel-art background changes with your life: pachinko parlor neon, the racetrack, charts on a phone, a pile of collection letters, a park bench at night, a legal aid counter, a circle of chairs at a self-help group, the workplace in the morning, and the family dinner table.

Free · no sign-up · tap to begin

What happens in this life

  1. How it startsKeeping colleagues company, stress, money worries. Sometimes you win on your very first day. Pachinko, horse racing, FX or crypto, depending on the era you are born into.
  2. Getting hookedYou want to win back your losses, and you go more often and bet more. Write it all down, or try a month away.
  3. DebtConsumer finance companies, revolving credit card payments, parents or friends. From 2010, borrowing from money lenders is in principle capped at one third of your annual income.
  4. Hide it or come cleanTell your spouse or parents, keep hiding it, or ask them to pay it off. Collection letters pile up, and some nights you sit on a park bench rather than go home.
  5. Resolving the debtConsult Houterasu (the Japan Legal Support Center), a lawyer or a judicial scrivener, and choose voluntary settlement, individual rehabilitation or bankruptcy. You may even find you overpaid interest at the old high rates.
  6. Treatment, support, relapse and recoveryA specialist addiction clinic, a mental health and welfare center and a self-help group, or a family group. If you gamble again, do you hide it or talk about it? And how do you live once you have recovered?
  7. Where to get help in JapanFor debt: the Houterasu support line (0570-078374) or a consumer affairs center (consumer hotline 188). For gambling problems: your local mental health and welfare center or public health center; both the person and their family can ask for help. The National Center for Addiction Services Administration (run by Kurihama Medical and Addiction Center) lists counseling services, clinics and self-help groups.

Gambling and debt in numbers

Sources: Kurihama Medical and Addiction Center, survey of gambling disorder and gambling-related problems (FY2023, October 2024); Japan Financial Services Association data on multiple debtors (from Japan Credit Information Reference Center figures); Financial Services Agency, Consumer Affairs Agency, Ministry of Health, Labour and Welfare and Ministry of Justice, report on measures against multiple debts (October 2024; bankruptcy figures from the annual judicial statistics). The revised Money Lending Business Act passed in December 2006 and took full effect in June 2010 (the total volume cap, and the interest ceiling under the Investment Act cut from 29.2% to 20%). The Basic Act on Measures against Gambling Addiction passed in 2018. Gambling at online casinos from within Japan is a crime (National Police Agency). The age and trigger for starting, how hooked you get, losses, borrowing and interest, the point at which debt becomes unpayable, repayment after settlement, and the chance of relapse under each kind of support are game assumptions. All people, shops and companies are fictional. · The explainer (real data and assumptions)

Other special editions

Be born the normal way (no choosing)

The special editions are not meant to mock any job, way of life or family situation. They draw on public statistics and other real data to let you experience, as entertainment, what could happen in that life. Every character is fictional.

For schools, companies and local governments: live a life backed by statistics. Contact us

What makes it different from other life simulators

Getting to know Japan through a single life.

"Born in Japan" (日本に生まれる) began when I came across a life simulator in which you are born somewhere in the world and live out a whole life.

A world that feels distant when you only read numbers and explanations starts to connect to you when you follow one person's life. That experience was wonderful, and I wished Japan's everyday life and culture could be shared the same way.

We don't get to choose where we're born, when, or into what family.

What if you had been born in a different prefecture? What if your parents had been better or worse off? What if you had been born a little earlier, or later? Who would you have met, what would you have struggled with, and what would you have held dear?

Even within the same Japan, the view changes depending on where and when you grow up. School, work, marriage, life with family. Each of those choices involves not only a person's own feelings but also local customs, the mood of the times, and how society is set up.

On this site, you can live one person's life, guided by Japan's official statistics and mixed with game assumptions. It begins with conditions you can't choose, has moments where you decide for yourself, and brings events you never saw coming. Through it, I hope you can feel how Japanese culture lives on in everyday life and everyday choices.

For people living in Japan, I want to offer a chance to touch lives outside their own idea of "normal." For people abroad, I want to offer a way into the daily life and cultural background of Japan that you can't see from tourist spots or the news alone.

Of course, no single simulation can represent all of Japan. There are circumstances and feelings that statistics can't hold, and every life has meaning only the person living it can know. That's exactly why I hope the life you live here becomes a reason to want to know real people better.

The same birth can lead to a different life.

After you finish playing, maybe you'll look at the road you've walked a little differently, or imagine the life of someone far away. This site hopes that small act of imagination leads to a better understanding of people and cultures.

What is "Born in Japan"?

You can't choose where you're born, your family, or your era. "Born in Japan" is a free life simulator: you are born at random in one of Japan's prefectures, in some year between 1947 and 2010, as the child of some family, and you live a whole life to the end, one year at a time, through decisions about school, dropping out, jobs, changing jobs, marriage, housing, money, and caregiving, along with events like traffic accidents and becoming a victim of crime. No sign-up required.

How to play

  1. Press "Be born" to determine your birthplace, birth year, sex, your family's finances (including households in relative poverty), whether you have a single parent, siblings, and your parents' education.
  2. Events happen every year, and now and then you face a decision. If you're not sure, choose "Auto" and a common choice is picked for you.
  3. At the end of your life, you'll see your rank among people born the same way, how rare your life was, a title, and a graph of your whole life. You can share your result card on X, LINE, and Threads.
  4. "Today's birth" is a mode where everyone playing that day starts from the same birth. You can compare results with friends.
  5. In "Enter your life and compare," enter your birth year, education, work style, and more to see your life side by side with statistical lives under the same conditions.
  6. In "Look back on my life," answer 20 multiple-choice questions to turn your path into a pixel-art timeline and compare it with statistics for people born in the same year and prefecture (life tables, college enrollment rates, never-married rates, number of children, homeownership). Your answers never leave your device.

Statistics we use

The probabilities and amounts for life expectancy, wages, college enrollment, marriage, childbirth, divorce, pensions, savings, and more are based on the following official statistics.

Detailed explainers by area: Birth / School and dropping out / Work and wages / Marriage, children, and divorce / Housing / Savings and investing / Retirement and pensions / Accidents and crime / Life expectancy / Unusual lives (all). There's also a comparison by prefecture.

Parts not covered by statistics (rent, home prices, expected investment returns, how wages change after switching jobs, and so on) are filled in with assumptions that have no source. Which parts are real data and which are assumptions is listed in the notes at the bottom of the results screen.

About analytics

For analytics, we send information about page views and interactions (how far you've progressed in a life, the decisions shown and chosen, use of the share buttons, and so on, including device and browser information and a cookie-based identifier) to Google Analytics (Google LLC). We use it to improve the service, and we never send the text you type (short notes, your answers during breathers, or names). Amounts are shown in today's money, with inflation removed. This is not a prediction of anyone's future. For visits from the European Economic Area, the UK, and Switzerland, we don't run cookie-based analytics until you allow it.

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Operated by the Born in Japan team (Japan)